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  • Low Down Payment

    Back bay Mortgage Brokers offer many low down payment and first time homebuyer programs including the following:

    – FHA Mortgage : 3.5% Down payment

    • 100% gift funds accepted
    • Minimum 560 Credit score

    – VA : $0 down payment for Veterans

    – Fannie Mae My Community 3% Down payment

    • 100% gift funds accepted
    • First-time home buyers eligible up to 97% LTV
    • Reduced mortgage insurance

    – Freddie Mac Hommpossible 3% Down payment

    • 100% gift funds accepted
    • First-time home buyers eligible up to 97% LTV
    • Reduced mortgage insurance
    • No income limits for Undeserved Areas
    • No reserve requirements for 1-unit properties

    Please contact one of our mortgage experts for more details and information.

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